Rewards Program Affiliate Partner Program

Flip for Savings.
Refer for Income.

Unlock the full power of the Backflip network: Slash origination fees up to 0.50% with Loyalty Rewards, and earn $500 cash for every referral's first closed loan.

View Rewards Tiers Become an Affiliate
Origination Fee Discount

Flip more. Save more.

The more eligible loans you’ve closed directly with Backflip in the past 24 months, the bigger your discount on your next loan’s origination fee.

Fund your Deal Now & Earn Rewards

How to Qualify

  • Opt In: You need to opt in to the rewards program.
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  • Direct Loans Only: Loans count toward Rewards if closed directly with Backflip. Loans closed through a Broker Partner do not qualify.
  • 24-Month Window: Eligibility is based on loans closed within the last rolling 24 months.
  • Good Standing: Must keep payments current. Rewards pause at 30+ days past due and are removed at 90+ days.

Terms and conditions apply. Learn more about Backflip's Rewards Program

Affiliate Partner Program

Turn connections into tangible rewards.

Whether you are an investor, educator, or content creator, Backflip's affiliate program makes it easy to support your network and get paid for it.

1. Share Your Link

Post it online, text it, or include it in content.

2. Earn $500 Cash

You get paid when your referral closes their first deal.

3. They Get $250

Your referral gets a credit on their first loan.

Become an Affiliate Partner Learn More

FAQ: Backflip Rewards & Affiliate Partner Program

Effective November 11, 2025

Backflip Rewards Program Terms

Eligibility: Loans count toward Backflip Rewards if you closed them directly with Backflip in the last 24 months and kept all loan payments current. Loans through a Backflip Broker Partner don’t qualify.

Disqualification: If a loan payment becomes 30+ days past due, Rewards are paused until it’s back in good standing; 60+ days late loses eligibility, and 90+ days removes all Rewards status permanently.

Legacy Points: All points and rewards accrued under the 2024 Backflip Rewards program will expire on December 31, 2025. After this date, no unredeemed or unclaimed points will carry forward.

Modification: Backflip reserves the right to modify, suspend, or terminate the Program, in whole or in part, at any time. Continued participation constitutes acceptance of these modifications.

Affiliate Partner Program Terms

Referral Conditions: To qualify, the referred borrower must have never previously held a Backflip account. Referral compensation is applicable solely to referrals resulting in a first successfully closed Residential Transition Loan (RTL).

Payouts: Referrer receives a $500 cash payment; Referred Borrower receives a $250 cash payment upon their first loan closing.

Requirements: The Referrer must submit a completed IRS Form W-9, signed Referral Agreement, and ACH payment details within ninety (90) days of the referred borrower’s loan closing. Payments are issued quarterly.

Tax Reporting: Referral payments constitute taxable income. Backflip will issue an IRS Form 1099-NEC to each Referrer who receives reportable payments in a calendar year.

Questions? Contact Member Support