What counts as ground-up experience?

We look for 1+ project completed in the last 3 years where you took a lot from dirt all the way to a certificate of occupancy.

Can I act as my own GC?

Yes, with the right license and track record. Let us know when you submit your New Construction Loan Inquiry or once you connect with your designated Backflip Loan expert so we can factor it in.

Do I need plans or permits before I apply?

To start the conversation: No! Submitting an inquiry is non-binding. To fund the project: Once you're ready to build, we encourage submitting your plans ASAP so we can hit the ground running. Permits are flexible.

Do you fund teardowns?

Yes. Soils and asbestos reports are required for the demo scope, but teardowns and total rebuilds fit right into this program.

How are draws handled?

Drawn as you build. All draws are reviewed by our dedicated construction team with same-day turnaround wherever possible to keep your crew moving.

Ground-Up Construction Hard Money Loans | Backflip Early Access

Are you looking for the best financing for a new build? Join the Backflip early access list today. Home builders and real estate developers can unlock a $500 closing credit on their first funded project!

Why Choose Backflip for Ground-Up Construction Hard Money Loans?

Backflip offers purpose-built capital for real estate investors who build from scratch. We know that securing reliable funding is the most critical part of your project. That is why our lending program is designed to get up to 100% of your project costs covered. From initial land acquisition through final inspection, you work with the same dedicated team on our tech-enabled platform.

Unlike traditional bank financing, private capital moves at the speed of your real estate business. For more information on how this accelerates development, you can read about the mechanics of hard money loans in real estate investing.

Frequently Asked Questions About New Builds

What counts as ground-up experience? We look for 1+ project completed in the last 3 years where you took a lot from dirt all the way to a certificate of occupancy.
Can I act as my own GC? Yes, with the right license and track record. Our program is highly flexible for experienced owner-builders.
Do you fund teardowns? Yes, teardowns and total rebuilds fit right into this early access program.
How are draws handled? Draws are distributed as you build. Everything is reviewed by our in-house team with same-day turnarounds wherever possible to keep your crew moving.

Get Started with Backflip’s Lending Program

Real estate investors need a trusted capital partner. Whether you are building a single-family home or scaling a new development, our ground-up construction hard money loans provide the leverage you need. Join the Backflip Waitlist today and secure your early access perks.